Research - The crux of the matter with deposits: low interest rates squeezing credit institutions’ margins
4th edition – June 2016 - by Christian Drescher, Benedikt Ruprecht, Mark Gründer, Michael Papageorgiou, Eugen Töws and Felix Brinkmann
The protracted low-interest-rate environment will, especially in the medium term, pose an enormous challenge for German credit institutions, since their business models depend to a large extent on net interest income.