PRESS RELEASE - 22 January 2019 - Results of the January 2019 euro area bank lending survey
- Credit standards broadly unchanged for loans to enterprises and housing loans
- Firms’ and households’ demand for loans higher, but banks expect some moderation in demand
- Banks’ non-performing loans have tightening impact on credit standards
Credit standards – i.e. banks’ internal guidelines or loan approval criteria – for loans to enterprises remained broadly unchanged in net terms in the fourth quarter of 2018, according to the January 2019 bank lending survey (BLS).